Base returns before any early-participant extension bonus.
Total return. No extension bonus. After the 48-hour reconsideration window, general early exit is unavailable.
Base annual return. A new 12-month position is priced at the rate available when that new term begins. No automatic compounding.
Total return. The conditions agreed at entry remain defined for the full 24-month term. No automatic compounding.
The bonus rewards a longer commitment. It is not paid upfront and is earned only after completing the extended term.
Extend a 12-month commitment by 3 months. On full completion, your applicable early-participant multiplier is applied to the 12-month base return.
Extend a 24-month commitment by 2 months. On full completion, the same early-participant multiplier is applied to the 24-month base return.
| Participant number | Extra on base return | Multiplier | 15% base example |
|---|---|---|---|
| 1–50 | +100% | 2.0× | 30% |
| 51–100 | +80% | 1.8× | 27% |
| 101–150 | +60% | 1.6× | 24% |
| 151–200 | +40% | 1.4× | 21% |
| 201–250 | +20% | 1.2× | 18% |
| 251+ | No bonus | 1.0× | 15% |
Enter your ETH amount and participant number. See 12, 15, 24 and 26-month outcomes together.
For one-at-a-glance comparison, the calculator uses the midpoint of the published base ranges: 14% for 12 months and 30.5% for 24 months. Actual entry terms are the rate disclosed and agreed at entry.
Illustrative only. No compounding is assumed. Extension bonuses require full completion of the 15- or 26-month commitment.
Commitment matters. If you leave early, the cost is known before you enter.
Exit within 48 hours from deposit with a 2% principal deduction. No return or bonus is earned.
Special checkpoints: month 6 on a 12-month term; months 9 and 15 on a 24-month term. Principal deduction is 0%, but all returns and bonuses are forfeited.
| Term | Early exit timing | Principal deduction | Return / bonus |
|---|---|---|---|
| 6 months | After first 48 hours | General early exit unavailable | — |
| 12 months | Before month 6 | 12% | Forfeited |
| 12 months | Month 6 to before month 9 | 9% | Forfeited |
| 12 months | Month 9 to before month 12 | 6% | Forfeited |
| 24 months | Before month 12 | 12% | Forfeited |
| 24 months | Month 12 to before month 18 | 9% | Forfeited |
| 24 months | Month 18 to before month 24 | 6% | Forfeited |
Short answers, clear rules.